Week of Mar. 22– Mar. 29, 2009, Vol. 4, No. 11

Edited and Compiled for you, by the Rising Tide Collective

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Openings  - Openings is a weekly feature of Co-op Circles. “Let your capital be simplicity and contentment.” - Henry David Thoreau en.wikipedia.org/wiki/Henry_David_Thoreau  Send your favourite quote about celebrating co-operatives, communities and a better world for all, to News1@nbnet.nb.ca  


This Week in Co-op Circles

·      The Credit Union National Young Leaders will be hosting a “Think Tank” on April 17th (Delta Fredericton) in conjunction with the NB Young Leaders Committee.  The topic will be “How can credit unions better position themselves to enhance owner value?”  All interested New Brunswick credit union employees under the age of 40 are encouraged to register by contacting the Credit Union Central of New Brunswick.  Following the Think Tank, any participants who are registered for the CUCNB annual general meeting are invited to attend a presentation on Social Media.  Jeff Roach, of Propel ICT, will be facilitating a session on how Social Media tools, such as Facebook and Twitter, can be used to impact business.  Jeff has been defined as an entrepreneur at heart with extensive experience in creating, establishing, and growing business ventures throughout Canada. The Think Tank will take place in the Victoria Room (Delta Fredericton) from 1:00PM – 3:00PM.  The Social Media presentation will take place in the same room from 3:15PM – 5:00PM.  To register, please contact CUCNB http://www.creditunion.nb.ca/cucnb.htm

·      Deadline for the Credit Union Harry M. Daley Memorial Bursary is approaching. This bursary was established to provide young people in New Brunswick with financial assistance to further their academic education and to honour the late Harry M. Daley. http://www.creditunion.nb.ca/HMD%20Brochure%20for%20website.pdf Deadline is April 2nd.

·      You can now find “green eggs” on store shelves at many Co-op food stores throughout Atlantic Canada. Bayview Poultry Farms eggs are a new, environmentally friendly product that draws on an abundant natural resource to power its 12,000-bird layer hen operation in Masstown, Nova Scotia. Bayview harvests the wind that blows off Cobequid Bay to generate its own electricity. In addition to being produced with a renewable energy, they are produced close to home, which helps to cut down on pollution-causing greenhouse gas emissions. Read more at http://www.coopatlantic.ca/htm.aspx?id=602

·      The Ontario Co-operative Association (On-Coop) http://www.ontario.coop/pages/index.php?main_id=1 is launching a university certificate program aimed at those who are interested in, currently working for, or developing co-operatives. The nine-month program, which is being developed in conjunction with York University and the Schulich School of Business, will begin in the fall of 2009 and consist of 10 e-modules and three face-to-face sessions. The course content includes an overview of the co-operative sector, the legislative and regulatory framework, co-op governance, management and membership, co-op financing and developing a co-operative, as well as sessions on specific sectors.   The application deadline is June 1, 2009. Visit www.ontario.coop for more information.


Trends - You know how sometimes you have a feeling that something just isn’t quite right, but you don’t know why. It may be a gut feeling, or your conscience trying to tell you something, but the rationale hasn’t been worked out and the feeling stays in the pit of your stomach or the back of your mind. A recent article in the Harvard Business Publishing series has put some answers to those times when I’ve felt that lack of rationale. Titled ‘When Economic Incentives Backfire’, the one-page article by Samuel Bowles explains that economic incentives – paying someone to do something – can affect what our actions signal (are we being self-interested or civic-minded, manipulated or trusted) and they can imply what motivates us. “But incentives go wrong when they offend or diminish our ethical sensibilities,” says Bowles. This is precisely why I don’t participate in loyalty programs. I’ve always believed that my loyalty was not for sale, and therefore I don’t offer it for sale. Loyalty, for those who care to really study its definition, has nothing to do with low prices, discounts, freebies and BOGOs, and everything to do with mutual trust and human relationships. We are loyal to those organizations that trust us and care about us as people, not to those that continually seek a share of our wallet. Those ones, we exploit, becoming players in a game where there are no winners. Read the entire article here: http://hbr.harvardbusiness.org/2009/03/when-economic-incentives-backfire/ar/1 - Ron Levesque


Today I Learned Something New: International Development Through the Eyes of Students - During the year, as part of my work with the Canadian Co-operative Association, I visit schools and talk about co-operatives and communities in developing countries. I always appreciate the insights of the students, shared through comment sheets. This week: “I learned that people in the Philippines wear summer clothes all the time except the kids wear uniforms at school. That people make rafts out of seashells and recycle things like juice boxes into shopping bags.” –Nicholas, Grade 4, Tatamagouche, NS


Co-op Ed 101While looking around the internet at various co-op sites I ended up on the Jamaica Co-operative Credit Union League site http://www.jamaicascreditunions.com/index.php The Jamaica Co-operative Credit Union League operates as a representative organization, policy maker and service provider for all affiliated credit unions in Jamaica. Years ago I hosted a Coady student, Errol Gallimore, for a week. He was working for the League and I learned a lot about Jamaica and their credit union system. I had always hoped to visit one day. My children, who were preteens at the time, still remember Errol as well. Currently there are 46 member credit unions across Jamaica. Savings were $39.505 billion, loans $34.278 billion, assets $50.614 billion and membership 953,783 at the end of 2008. The Leagaue supports the growth and development of credit unions so that they can become the premier financial institution for their members. More about the League can be found at http://www.jamaicascreditunions.com/dynaweb.dti?dynasection=aboutusinformation&dynapage=aboutus  - Maureen MacLean


Co-op Community Bulletin Board

Remember to send news items and bulletin board items to News1@nbnet.nb.ca

§      Mar 25, 2009 44th Annual General Meeting of Horizon Credit Union, Capital Hotel, Kenmount Rd, St. John’s, NL – 7:30 pm

§      March 27, 2009 Social Accounting for the Value Added of Volunteers and Members in Non-Profits and Co-operatives with Laurie Mook and Jack Quarter, University of Toronto, and Eric Plato, Frontier College – cost is $100 + GST TO REGISTER:  http://sec.oise.utoronto.ca/english/workshops.php or contact Lisa White at secworkshops@oise.utoronto.ca , 416-978-0022

§      April 17, 2009 Credit Union National Young Leaders Think Tank, Delta Fredericton. To register, please contact Credit Union Central of New Brunswick http://www.creditunion.nb.ca/cucnb.htm

§      April 17-18, 2009 Credit Union Central of New Brunswick Annual Meeting, Delta Fredericton, Fredericton, NB

§      April 22 -23, 2009 Blueprints of the Brand Forum, Westin Hotel, Halifax, NS – designed specifically for Credit Union CEOs and General Managers, this forum offers the tools to further enhance the brand for Credit Unions.

§      April 24, 2009 League Savings and Mortgage Annual Meeting, Westin Hotel, Halifax, NS

§      April 24-25, 2009 Credit Union Central of Nova Scotia Annual Meeting, Westin Hotel, Halifax, NS

§      April 30, 2009 Valley Credit Union Annual General Meeting, 7 pm, Waterville and District Fire Hall

§      April 30 - May 3, 2009 Atlantic Co-operative Youth Leadership program will be hosting it first youth leadership seminar of 2009 at Canoe Cove, Prince Edward Island.  Apply today.

§      May 21 - May 24, 2009 Atlantic Co-operative Youth Leadership program will be hosting its second youth leadership seminar of 2009 at Killdevil Camp in Gros Morne National Park, Newfoundland and Labrador.

§      May 29, 2009 Annual General Meeting of the Co-operative Enterprise Council of New Brunswick, 9:00 – 12:00 at the Ramada Inn in Moncton, NB.

§      June 16-19, 2009 CCA’s 100th anniversary Congress, Ottawa, ON. See www.coopscanada.coop/100th/congress.cfm

§      June 19-21, 2009 Symposium organized by the Masters in Management of Co-operatives and Credit Unions Program at St Mary’s University, Halifax, NS. Theme is “Legislative and Public Policy Issues”. Abstracts of papers must be received by Mar 31. Final paper and presentation slides by June 1, if applicable. More information and a style guide are available from Tom Webb, jtwebb@auracom.com or tom.webb@smu.ca or contact Larry Haiven (902) 420-5082 or larryhaiven@smu.ca


Contest of the WeekLast week’s contest: Last week was a great week. We had lots of entries. Glenna Weagle was the first correct submission. Congratulations! This month’s prize is a nice handmade wooden ballpoint pen so keep your submissions coming in. Everyone who enters has their name placed in the contest can for the month end drawing The Contest entry deadline each week is Tuesday, 12 noon . Send your entry to contest1@nbnet.nb.ca. Answer: KEY (DONKEY, KEYHOLE), BOARD (STARBOARD, BOARDROOM), DOCK (PADDOCK, DOCKYARD) SAND (THOUSAND, SANDPAPER) This week’s contest: What do the following words have in common? are, came, crime, gape, hose, Jude, lien, ole, rode, Rome, smile.


Young Co-operators: The Buds on the Co-op Tree - The Co-operative Housing Federation of Toronto is making a strong effort to keep youth engaged. In this, their 35th year, they are “asking [their] members to join us in the anniversary celebration and elect young members to their boards of directors.” They state “We need a new generation of co-op leadership” and they ask that their members share how they are engaging youth and developing new leadership in their communities by emailing info@coophousing.com. These efforts will be acknowledged at their AGM. Learn more at http://www.coophousing.com/ Consider a similar initiative in your co-op. - Erin Hancock


Co-op Cooking – Here’s a recipe from India. When I make it I omit the red colouring which doesn’t affect the taste.     
Tandoori Chicken
1 cup yogurt
1/2 tsp cumin powder
1-inch piece fresh ginger, grated or chopped fine
1 1/2 tsp salt
3 tsp lemon juice
3 tsp vinegar
8 cloves garlic, chopped fine
1 tsp red colouring
1 tsp chili powder
1 tsp coriander powder
1 chicken (about 2 to 3 lbs), cut up 
Mix all ingredients together except chicken. Add chicken and marinate for 6 hours or overnight in the refrigerator. Bake at 350F for 30 minutes or cook on a barbeque.- Glenna Weagle


Our Readers Write - Tell us what you think. Send news, events and information for the Co-op Community Bulletin Board. Suggest features you think might be beneficial to people reading Co-op Circles. We want this electronic newsletter to serve you (be sure to include your e-mail and phone number). Send your item(s), comments and suggestions to News1@nbnet.nb.ca

·      Stay well and healthy, and I'll keep sending along (usually late) guesses at the contest. Here in BC…my garden, with the blooming crocuses, snowdrops and primulas.  Good that winter is breaking out there in the east as well.  – MF,BC


Co-op Circles is part of Rising Tide Collective’s commitment to the Co-op Principles of Co-op Education and Concern for Community. This electronic newsletter is published every week. It is available free of charge to anyone with an e-mail address and an interest in co-operative and community development in Atlantic Canada and around the world. We will be happy to put you on our Co-op Circles mailing list. We are proud that co-operators from Canada, the U.S, England, the Philippines, Australia and New Zealand are part of our Circle. To subscribe: circles1@nbnet.nb.ca or to unsubscribe: circles2@nbnet.nb.ca  Tell your friends about it. Please e-mail us with your questions, suggestions and memories at News1@nbnet.nb.ca

Thanks to the Marie Michael Library, Coady International Institute, for archiving Co-op Circles. http://www.coady.stfx.ca/library/coop_circles/index.htm 

Next Co-op Circles: Wednesday, April 1, 2009